Fill the Medicare gap with supplemental insurance.

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Medicare provides a certain level of coverage for your medical expenses, but it won’t cover all expenses.

Medicare supplement insurance plans are designed to help you cover certain charges, or “gaps,” that Medicare doesn’t cover, such as copayments, deductibles and coinsurance costs. These charges can add up quickly during sudden or unexpected illnesses.

Medicare supplement insurance covers expenses not covered in Part A and Part B such as acupuncture, chiropractic services, deductibles, coinsurance and copayments, dental care, eye exams, hearing aids, travel and prescription drugs.

Anyone who is eligible for Medicare and is enrolled in Part A and Part B may consider supplement insurance. Even if you are in good health and believe that standard Medicare will provide the coverage you need, it may be a good idea to purchase supplemental insurance. If your health status changes, your ability to enroll for supplemental insurance may be compromised.

Make sure all your health care expenses are covered.

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Insurance products are offered through insurance companies with which Waddell & Reed, Inc., has sales arrangements.

This information is provided for informational and educational purposes only.

The information provided may include references to concepts that have legal, accounting and tax implications. It is not to be construed as legal, accounting or tax advice, and is provided as general information to assist in the understanding the issues discussed. Neither Waddell & Reed, Inc., nor its financial advisors associated with Waddell & Reed give tax, legal, or accounting advice. You may want to consult with your accountant or tax advisor to discuss your personal situation.

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