Manage tomorrow's risks by developing strategies today.
Smart money management is about more than just accumulating and investing your assets — you also have to protect those assets. A serious health problem, a loss of property or even a job change can have a tremendous impact on your financial health.
Insurance and annuity products offer a potential way to help safeguard yourself against the risk of the unexpected. This is commonly referred to as risk management, which involves identifying potential lifestyle threats—such as loss of health, property, income, savings or life—and developing appropriate insurance strategies for helping guard against them.
So how do you manage risk?
Start with a comprehensive plan. A comprehensive financial plan that meets your specific objectives and adjusts over time with your changing needs can serve you well for a lifetime.
A complete risk management plan might include the following:
Most people rely on monthly income to pay bills, but injury or illness – pregnancy, a broken leg, a hospital stay – can interfere with your ability to earn a paycheck. Disability income insurance provides regular payments should you be unable to work due to injury or illness.Learn More
Manage tomorrow’s risks by developing sound financial strategies today.Find an Advisor
Insurance products are offered through insurance companies with which Waddell & Reed, Inc., has sales arrangements.
People ordinarily buy property and casualty insurance to protect their possessions (houses, cars, and furniture) and life insurance to provide income for their survivors. However, many people don't think about protecting their income with disability income insurance. But how well could you live if you weren't able to work?Learn More >
Though tax policies haven't received top billing in this year's presidential election dialogue, they're still part of the conversation. Here's a quick review of each candidate's tax proposals based on information released by their campaigns.Read More